Effective Date: January 11, 2025
Last Updated: January 11, 2025
This document provides comprehensive disclosure of all fees, charges, terms, and conditions associated with CycleFund's digital savings circle platform, in compliance with applicable consumer protection laws in the United States and Ghana.
Platform Service Fees
| Service | Fee Structure | Example |
|---|---|---|
| Circle Management Fee | 2.5% of each contribution | $100 contribution = $2.50 fee |
| Account Setup | Free | $0.00 |
| KYC Verification | Free | $0.00 |
| Monthly Account Maintenance | Free | $0.00 |
| Early Circle Exit Fee | 5% of remaining commitment | $500 remaining = $25 fee |
Payment Processing Fees
US Payment Methods
Ghana Payment Methods
Customer Support (US)
Email: support@cyclefund.com
Phone: +1 (302) 555-0123
Hours: Mon-Fri 8AM-8PM EST
Live Chat: Available 24/7
Customer Support (Ghana)
Email: support@cyclefund.com.gh
Phone: +233 30 555 0123
Hours: Mon-Fri 8AM-6PM GMT
WhatsApp: +233 50 555 0123
Disclosure Updates: This disclosure document is updated periodically to reflect changes in fees, terms, or regulatory requirements. Material changes will be communicated via email and prominent notice on our platform 30 days before taking effect.