Important risk information for CycleFund platform participants
Participating in savings circles involves risk of total or partial loss of contributed funds. Circle members may default on payments, become unavailable, or circumstances may prevent completion of the savings cycle. There is no guarantee of principal protection.
Your participation depends on other members fulfilling their commitments. Member default, withdrawal, or non-payment directly affects your potential returns and may result in circle dissolution or restructuring.
Changes in financial regulations, money transmission laws, or securities regulations in operating jurisdictions may affect platform operations, user access, or available services. Regulatory actions could result in service restrictions or suspension.
Platform operations depend on technology infrastructure including servers, databases, payment processors, and third-party services. System failures, security breaches, or technical disruptions may affect access to funds or platform functionality.
Members who withdraw early may lose contributed funds or face penalties. Circle restructuring may be required.
Payout positions are determined by algorithm or selection. Later positions carry higher risk of circle failure before payout.
Failure to complete identity verification may result in account suspension or inability to access funds.
Multi-currency circles expose participants to foreign exchange rate fluctuations and conversion costs.
Funds committed to circles are not immediately accessible. Emergency withdrawal may not be available or may incur significant penalties.
Business failure, acquisition, or cessation of operations could affect circle completion and fund recovery.
Stripe, Paystack, or other processors may experience outages, security issues, or policy changes affecting transactions.
Despite security measures, data breaches or unauthorized access to personal or financial information remain possible.
Banking holidays, technical issues, or compliance reviews may delay payments and affect circle schedules.
No Investment Advice: This platform does not provide investment, financial, or tax advice. All decisions are made at your own discretion and risk.
No Guarantees: CycleFund makes no guarantees regarding returns, principal protection, or successful completion of savings circles.
Regulatory Status: CycleFund is not currently registered as an investment advisor, broker-dealer, or bank. Regulatory compliance is pending operational launch.
Jurisdiction: This disclosure is governed by Delaware law and subject to applicable federal and state regulations in the United States.