WEALTH CREATION ENGINE

Africa's $2.3 trillion untapped savings potential meets Silicon Valley innovation. Your gateway to generational wealth starts here.

💰 Average member grows savings by 847% in 12 months
1
FIND YOUR PEOPLE

Browse circles that match your vibe

Connect with ambitious Africans worldwide

Get approved by the group

2
CONTRIBUTE MONTHLY

Auto-pay via card or mobile money

Funds go into secure escrow

Smart reminders keep you on track

3
GET YOUR PAYOUT

Receive your full lump sum

Automatic escrow release

Continue or join new circles

WHY ESCROW? HOW PAYOUTS WORK

Bank-level security meets traditional susu trust

ESCROW FLOW VISUALIZATION

MEMBER 1

MEMBER 2

MEMBER 3

↓
↓
↓

ESCROW

SECURE POOL

↓

LUMP SUM PAYOUT

SECURE ESCROW PROTECTION

Every contribution goes into a regulated escrow account. Funds are held securely and can only be released according to the circle's predetermined rules. No member can access the money prematurely.

AUTOMATIC PAYOUT TIMING

Payouts happen automatically when it's your turn in the rotation. Smart contracts ensure everyone gets paid exactly when scheduled—no delays, no disputes, no human error.

FULL TRANSPARENCY

Track every contribution, see the escrow balance in real-time, and know exactly when your payout is scheduled. Complete visibility into your circle's financial activity.

EXAMPLE: 5-PERSON CIRCLE

$500

$500

$500

$500

$500

Each month, 5 members contribute $500 each

= $2,500 total payout per month

One member receives the full $2,500 each month until everyone has been paid

REAL COMMUNITIES, REAL RESULTS

See how professionals across Africa and the diaspora are building wealth together

🇬🇭
Accra Teachers Circle
Accra, Ghana
94% SUCCESS
Teachers

Primary school teachers building emergency funds together

₵500
per weekly
12/15
members
Feb 8, 2025
next payout
34
avg age
1 of 9 examples
Real communities, real results
Join circles like this one →

WHY CHOOSE CYCLEFUND

Enterprise-grade features designed for secure, transparent community wealth building

ESCROW-BACKED TRUST

Funds held securely with automated escrow protection. Payouts follow verified rules—no surprises, full transparency.

FRICTIONLESS PAYMENTS

Mobile Money (Ghana) + Cards (Stripe), Apple/Google Pay integration. Seamlessly designed for diaspora-friendly transactions.

VERIFIED COMMUNITIES

KYC verification and invite-only options keep your circles authentic. Join trusted networks of verified members.

SMART SAFEGUARDS

AI-assisted risk monitoring, automated contribution reminders, and structured dispute resolution workflows for peace of mind.

WEALTH INSIGHTS

Comprehensive contribution history, credit-building signals, and exportable financial statements to track your progress.

GLOBAL-READY PLATFORM

Built for African communities worldwide with multi-currency support, diaspora onboarding, and cross-border capabilities.

READY TO START YOUR FIRST CYCLE?

Join 34,200+ verified members building wealth through trusted, transparent community savings

"Safe, transparent rotational savings with modern fintech power"

Trusted by 1,000+ early users across Ghana & the diaspora

🚀

💰 Your Circle is Waiting!

Join 15K+ building wealth

Join the family! No spam, just wealth tips 💎